Level Premium

Level premium insurance allows you to lock in a premium cost that will remain unchanged over the course of your policy. While the total amount you’ll pay in the early years of this insurance plan is higher than with other plans, long-term, you may find yourself saving a lot of money.

With average premiums for families covered by their employer up 155% for small firms (3-199 employees) and 180% for large firms (200+ employees) since 2000 (according to according to the Kaiser Family Foundation), level premium insurance is a welcome option to explore with your trusted benefits advisor. Allay can help you identify whether level premium insurance is an option for you, how the numbers can play out in your favor, and can help you create a customized plan for your team.

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